Terms of Use

1. General Information and Professional Advice

The Website may include information about Two Ones Consulting Inc. ("Two Ones Consulting," "we," "us," or "our"), as well as articles, insights, reports, commentary, opinions, educational materials, case studies, research, academic theories, methodologies, frameworks, examples, and other content relevant to businesses and their owners.

Website content is provided for general informational and educational purposes only. It is not accounting, financial, tax, legal, valuation, investment, business, or other professional advice. Where content is identified as an opinion, it reflects the views of the identified author.

References to publicly traded companies, securities, transactions, industries, or market developments are provided for informational purposes only. Nothing on the Website constitutes investment research or advice, an offer or solicitation, or a recommendation to buy, sell, or hold any security or make any investment decision.

Case studies, examples, scenarios, and reported outcomes may be simplified, adapted, or anonymized and are provided only to illustrate general concepts. Circumstances and results vary, and no example or case study guarantees a similar outcome.

These limitations also apply when Website content is excerpted, linked to, or promoted through our official social-media channels.

Website content may not address your particular circumstances and should not be relied upon as a substitute for advice from a qualified professional familiar with your situation. You should not act, or refrain from acting, based solely on information available through the Website.

Accessing or using the Website does not, by itself, create a client, advisory, fiduciary, or other professional relationship.

2. Accuracy and Availability

We aim to provide useful and current information, but we do not represent or warrant that Website content is accurate, complete, current, or suitable for any particular purpose. Content reflects information available when it was prepared and may become outdated. We are not obligated to update previously published content or opinions.

We may update, correct, remove, or change Website content without notice.

We do not guarantee that the Website will always be available, uninterrupted, secure, or free from errors, viruses, or other harmful components. We may suspend, restrict, or discontinue any part of the Website at any time.

3. Permitted Use

You may access the Website and make reasonable copies of its content for your personal or internal informational use, in each case on a non-commercial basis, provided that you do not modify the content or remove any copyright, trademark, attribution, or other proprietary notice.

You must not:

• use the Website for an unlawful, fraudulent, or harmful purpose;
• reproduce, republish, distribute, sell, license, or commercially exploit Website content without our prior written permission;
• misrepresent your identity or affiliation with any person or organization;
• attempt to gain unauthorized access to the Website or its related systems;
• introduce malicious code or interfere with the Website's operation or security;
• use automated tools to scrape, harvest, or systematically extract Website content or data without our prior written permission; or
• use the Website in a manner that infringes the rights of Two Ones Consulting or any third party.

4. Intellectual Property

The Website and its content—including articles, insights, reports, case studies, research, data, methodologies, frameworks, text, graphics, designs, photographs, logos, icons, videos, software, and other materials—are owned by or licensed to Two Ones Consulting and are protected by Canadian and international intellectual property laws.

"Two Ones Consulting," our logos, and other names, designs, and branding associated with us are trademarks or trade names of Two Ones Consulting. Nothing in these Terms grants you ownership of, or a licence to use, any intellectual property except for the limited permission expressly provided in these Terms.

Third-party content, names, and trademarks appearing on the Website remain the property of their respective owners.

5. Third-Party Content, Websites, and Services

The Website may include content or opinions supplied by third parties and links to third-party websites, resources, or services. We do not control or independently verify third-party content and are not responsible for its accuracy, completeness, availability, security, privacy practices, or terms of use.

The inclusion of third-party content, opinions, or links does not constitute our endorsement or recommendation of the third party or its information, views, products, or services. You access and use third-party resources at your own risk and should review their applicable terms and privacy policies.

Your use of social-media platforms and your interaction with content promoted through those platforms are also governed by the applicable platform's terms and policies.

6. Privacy and Communications

We handle personal information submitted through the Website as described in our Privacy Policy.

When contacting us through the Website, you may provide information reasonably necessary to describe your business, circumstances, priorities, and inquiry so that we can assess whether we may be able to assist and respond to you.

Please do not submit passwords, access credentials, payment-card or bank-account information, government-issued identification numbers, highly sensitive personal information, or confidential third-party information that you are not authorized to disclose. If additional sensitive or confidential records are needed, we may arrange an appropriate method for receiving them.

Submitting information does not, by itself, establish a client or professional relationship, create legal privilege, or obligate Two Ones Consulting to accept an engagement. No method of electronic transmission or storage can be guaranteed to be completely secure.

7. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and all of its content are provided "as is" and "as available," without representations, warranties, or conditions of any kind, whether express, implied, statutory, or otherwise.

Two Ones Consulting disclaims all warranties and conditions relating to the Website, including those concerning accuracy, completeness, timeliness, merchantability, fitness for a particular purpose, title, non-infringement, security, compatibility, and uninterrupted or error-free operation.

8. Limitation of Liability

To the maximum extent permitted by applicable law, Two Ones Consulting and its directors, officers, employees, contractors, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, business opportunities, data, goodwill, or anticipated savings, arising from or relating to:

• your access to, use of, or inability to use the Website;
• your reliance on Website content;
• errors, omissions, interruptions, or security incidents affecting the Website;
• information transmitted through the Website; or
• third-party content, websites, products, or services.

These limitations apply regardless of the form of action and even if we have been advised of the possibility of the loss. They do not exclude or limit liability that cannot lawfully be excluded or limited.

9. Changes to the Website or These Terms

We may revise these Terms from time to time by posting an updated version on the Website. The effective date shown at the beginning of these Terms will indicate when they were most recently revised.

Changes take effect when posted unless otherwise stated. Your continued use of the Website after changes are posted means that you accept the revised Terms. We encourage you to review them periodically.

10. Governing Law and Jurisdiction

These Terms and your use of the Website are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario.

You consent and submit to the jurisdiction of the courts of Ontario in any action or proceeding arising from or relating to your use of the Website or these Terms.

11. General

These Terms, together with any policies expressly referenced in them, constitute the entire agreement between you and Two Ones Consulting concerning your use of the Website.

If any provision is found to be invalid or unenforceable, it will be limited or severed to the minimum extent necessary, and the remaining provisions will continue in effect. Our failure to enforce a provision is not a waiver of that provision or any other right.

12. Contact Us

Questions or comments about these Terms may be directed to: